Privacy Policy
Introduction
Welcome to Greater Financial LLC, your trusted partner in financial solutions. This Privacy Policy outlines how we collect, use, disclose, and secure your personal and financial information. Your privacy and trust are of utmost importance to us, and we are committed to handling your information responsibly and in compliance with applicable federal and state laws, including the California Consumer Privacy Act (CCPA).
By using our website www.greater-financial.com (the “Site”) or engaging with our services, you consent to the practices described in this Privacy Policy.
Information We Collect
Personal Information
We may collect personally identifiable information such as your name, address, email, phone number, Social Security number, date of birth, and other identifying details needed to provide our services.
Financial and Credit Information
To evaluate your financial profile and provide tailored debt relief and financial solutions, we may collect financial details, including income, outstanding debts, credit history, and related records from credit bureaus, creditors, and other third parties.
Automatically Collected Data
We may collect technical information automatically when you use our Site, such as IP address, device information, browser type, cookies, and usage data.
How We Use Your Information
We may use collected information to:
Assess and analyze your financial and credit profile;
Develop a personalized debt relief or creditworthiness plan;
Communicate with you about your account, inquiries, and services;
Provide secure access to client portals and resources;
Comply with legal and regulatory requirements;
Support business operations such as audits, security, and fraud prevention;
Facilitate a business transfer (e.g, merger, acquisition, or sale of assets)
Information Sharing
We do not sell your personal or financial information. We may share your information with:
Verify Debt Solutions, our trusted partner powering certain debt relief services;
Lending partners and service providers within our marketplace who assist in evaluating or providing financial solutions;
Credit bureaus, creditors, or collection agencies as necessary to facilitate debt relief;
Third-party service providers (such as payment processors, technology vendors, or customer service providers);
Government agencies or regulators when required by law.
SMS Terms & Conditions
By submitting your information through our forms, you consent to receive recurring communications from Greater Financial LLC and its subsidiaries. Message frequency may vary. Standard message and data rates may apply. Reply “STOP” to opt out at any time. Reply “HELP” for assistance. Wireless carriers are not liable for delayed or undelivered messages.
Your Choices
You have the right to:
Opt out of receiving promotional communications;
Access, update, or correct your personal and financial information;
Request deletion of certain personal information, subject to legal and contractual restrictions;
Manage cookie and tracking preferences through your browser.
CCPA Privacy Rights (California Residents)
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):
Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you.
Right to Delete: You may request deletion of personal information we have collected, subject to certain legal and operational exceptions.
Right to Opt-Out of Sale/Sharing: While Greater Financial does not sell personal information, you may exercise your right to opt out of any data-sharing arrangements not necessary to provide services.
Right to Non-Discrimination: You will not be discriminated against for exercising any of your CCPA rights.
To exercise your CCPA rights, please contact us at [email protected] or (800) 430-8890. We may need to verify your identity before fulfilling your request.
Security Measures
We use administrative, technical, and physical safeguards to protect your personal and financial data, including encryption, secure servers, and restricted access. While we take reasonable steps to protect your data, no system is entirely secure.
Children’s Privacy
Our services are not directed to children under the age of 18. We do not knowingly collect data from minors. If we become aware of such collection, we will delete the information promptly.
Changes to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on our Site with the updated effective date.
Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact us:
Greater Financial LLC
1901 Avenue of the Stars, Suite 200
Century City, CA 90067
Phone: (800) 430-8890
Email: [email protected]
Website: www.greater-financial.com